Small Business Loans & Funding in Portland

Portland is a Pacific Northwest tech and consumer-brand hub anchored by semiconductors, the global athletic and outdoor apparel industry, a deep craft food and beverage scene, and a diverse small business base. At street level the city runs on restaurants, breweries, retailers, contractors, trucking and logistics operators, manufacturers, medical practices, salons, and service businesses. Those businesses face real financial pressures: tech and apparel cycles, high rents, thin craft-food margins, long B2B receivables, and business models that don't always fit the credit boxes of national banks. Y Millennial Funding provides small business loan alternatives and revenue-based business funding for Portland businesses doing $25,000 or more in monthly revenue. We are a direct funder — we work directly with Portland business owners, and we underwrite based on revenue patterns and bank statement strength rather than credit score or hard collateral alone. Funding is structured as a percentage of revenue, so remittance flexes with actual sales — lighter during slower stretches, larger during busy periods. We fund a wide range of Portland industries: restaurants and food service, retail and e-commerce, apparel and manufacturing, construction and contractors, trucking and logistics, healthcare and medical practices, salons and beauty, auto repair, craft beverage, and many others. Portland business owners use this funding for seasonal inventory, production runs, payroll, equipment, working capital between invoice and payment, buildouts and expansion, and a wide range of other operating and growth needs. A merchant cash advance is not a loan; it is the purchase of future receivables. Not all applicants qualify, and approval depends on revenue patterns, time in business, deposit consistency, and other factors. If you are a Portland business owner looking for funding, reach out at (855) 774-6461 — we will give you a straight answer about whether our funding fits your situation.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.