Terms of Service

Agreement to Terms

By accessing or using the Y Millennial Funding website ("Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site or services.

Description of Services

Y Millennial Funding provides merchant cash advance services to qualified businesses. A merchant cash advance is the purchase of future receivables and is not a loan. All funding is subject to underwriting approval and not all applicants qualify.

Eligibility

To use our services, you must be at least 18 years old, have the authority to bind the business entity applying for funding, and provide accurate and complete information in your application.

Application Process

By submitting an application, you authorize Y Millennial Funding to verify the information you provide, obtain business credit reports, and contact you regarding your application. Submitting an application does not guarantee approval.

SMS/Text Messaging Consent

By providing your phone number and checking the SMS consent box on any form on this Site, you agree to receive recurring automated promotional and personalized text messages from Y Millennial Funding at the number provided. Consent is not a condition of purchase or of receiving funding. Message frequency varies, and message and data rates may apply. You can opt out at any time by replying STOP, or reply HELP for help.

We maintain a record of your consent — including the phone number provided, the exact disclosure text shown to you, and the date and time of consent — and we retain that record for as long as you remain opted in and for a reasonable period afterward, and no less than any period required by applicable law. How we use, share, and retain your phone number and consent records is described in our Privacy Policy. Carriers are not liable for delayed or undelivered messages.

Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Providing false or misleading information may result in denial of your application and may constitute fraud.

Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Y Millennial Funding or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Y Millennial Funding shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Site or services. Our total liability shall not exceed the amount of any fees you have paid to us.

Indemnification

You agree to indemnify and hold harmless Y Millennial Funding, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our Site or services or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

Contact Information

For questions about these Terms of Service, please visit our contact page.