Privacy Policy

Introduction

Y Millennial Funding ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for our services.

Information We Collect

We may collect information about you in various ways, including:

• Personal Data: Name, email address, phone number, business name, and mailing address
• Financial Data: Bank statements, revenue information, and other financial documents you provide
• Business Data: Industry, time in business, and business structure information
• Usage Data: Information about how you interact with our website

How We Use Your Information

We use the information we collect to:

• Process and evaluate your merchant cash advance application
• Communicate with you about your application and our services
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and protect our business

SMS/Text Messaging and Phone Numbers

When you provide your phone number and check the SMS consent box on any of our forms, you agree to receive recurring automated promotional and personalized text messages from Y Millennial Funding at the number provided. Consent to receive text messages is not a condition of purchase or of receiving funding. Message frequency varies, and message and data rates may apply. You can opt out at any time by replying STOP, or reply HELP for help.

We use the phone number you provide to:

• Contact you about your application, funding options, and account
• Send the automated and personalized text messages you consented to receive
• Verify your identity and help prevent fraud

Consent records. When you opt in, we retain a record of your consent — including the phone number provided, the exact disclosure text shown to you at the time, and the date and time you consented. We keep these consent records for as long as you remain opted in and for a reasonable period afterward (and no less than any period required by applicable law, such as the TCPA) so we can demonstrate that consent was given. If you reply STOP, we record your opt-out and stop sending promotional texts to that number, while retaining the opt-out record to honor your request.

Carriers and providers. We share your phone number with the messaging and telephony providers that deliver these communications on our behalf. We do not sell your phone number, and mobile opt-in data and consent are never shared with third parties for their own marketing purposes.

Information Sharing

We do not sell your personal information. We may share your information with service providers who assist us in operating our business, processing applications, or providing services to you. We may also share information as required by law or to protect our rights.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete your data. To exercise these rights, please contact us using the information below.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve your experience. You can control cookie settings through your browser preferences.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please visit our contact page.