Business Funding in Ohio

Y Millennial Funding provides fast merchant cash advances to Ohio businesses. Whether you operate in Columbus, Cleveland, Cincinnati, or any city across the Buckeye State, we offer same-day approvals and funding tailored to Ohio's diverse industrial economy.

Ohio Industries We Fund

Industry-specific MCA funding for Ohio businesses across all major sectors.

ABA Therapy & Autism Services

ABA therapy business funding and loans for autism services, ABA clinics, and behavioral health providers. Clinic build-out, hiring, bridging insurance reimbursement. Revenue-based, same-day decisions for eligible applications.

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Addiction Treatment & Recovery Centers

Addiction treatment center loans and rehab facility funding for treatment centers, IOP, PHP, and detox facilities. Facility build-out, licensing, payroll, expansion. Revenue-based, same-day decisions for eligible applications.

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AI & Technology Services

Business loans and revenue-based funding for AI consulting firms, automation agencies, IT services, MSPs, and software companies. Payroll, compute costs, and growth capital between client invoices. Same-day decisions for eligible applications.

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Auto Repair & Auto Body

Auto repair financing and auto body shop loans for independent shops, collision centers, and specialty repair. Diagnostic equipment, lifts, ADAS tooling, bay expansion. Revenue-based, same-day decisions for eligible applications.

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Business Funding for Bad Credit

Direct funder offering business funding for bad credit. We underwrite on revenue, not credit score — businesses with $50K+ monthly revenue can qualify despite past credit issues. Same-day decisions for eligible applications.

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Business Vehicle Financing

Business vehicle financing and work vehicle loans for service businesses, contractors, delivery operations, and fleets. Vans, trucks, fleet expansion, upfit. Revenue-based, same-day decisions for eligible applications.

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Cannabis & CBD Businesses

Cannabis business loans and dispensary financing for cultivators, processors, dispensaries, and CBD businesses. Licensing, equipment, build-out, expansion. Revenue-based funding for eligible applications.

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Cleaning & Janitorial Services

Cleaning business loans and janitorial funding for commercial cleaning, residential cleaning, and specialty cleaning operators. Equipment, vehicles, payroll, contract growth. Revenue-based, same-day decisions for eligible applications.

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Construction & Contractors

Contractor financing and construction business loans for general contractors, subcontractors, and specialty trades. Materials, equipment, mobilization, payroll between progress payments. Revenue-based, same-day decisions for eligible applications.

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Daycare & Childcare Centers

Daycare business loans and childcare funding for daycare centers, preschools, and childcare providers. Build-out, payroll, equipment, expansion. Revenue-based, same-day decisions for eligible applications.

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Dental Practices

Dental practice loans and financing for general, specialty, and group practices. Equipment, technology, operatory build-out, practice acquisition, bridging insurance reimbursement. Revenue-based, same-day decisions for eligible applications.

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E-commerce & Online Retail

Ecommerce business loans and funding for Amazon FBA sellers, Shopify stores, Walmart Marketplace, and DTC brands. Inventory, ad spend scale, marketplace payout gap. Revenue-based, same-day decisions for eligible applications.

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Film & Entertainment Services

Film production loans and entertainment industry funding for production companies, post-production, talent agencies, and entertainment services. Project funding, equipment, working capital. Revenue-based, same-day decisions for eligible applications.

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Food Trucks & Mobile Food

Food truck financing and loans for owner-operators, catering trucks, and small fleets with $50K+ annual revenue. Equipment, build-out, second-truck expansion, working capital. Revenue-based, same-day decisions for eligible applications.

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Gyms & Fitness Studios

Gym business loans and fitness studio financing for gyms, CrossFit boxes, yoga studios, and fitness operators. Equipment, build-out, expansion, working capital through slow seasons. Revenue-based, same-day decisions for eligible applications.

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Healthcare & Medical Practices

Medical practice loans and healthcare business funding for physician practices, specialty clinics, urgent care, and medical offices. Bridge insurance reimbursement, equipment, expansion. Revenue-based, same-day decisions for eligible applications.

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Hotels & Hospitality

Hotel financing and hospitality business loans for hotels, motels, boutique properties, and hospitality operators. PIP renovations, FF&E, working capital through low season. Revenue-based, same-day decisions for eligible applications.

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Inventory Financing

Inventory financing and business inventory loans for retailers, e-commerce sellers, wholesalers, and product businesses. Fund seasonal buys, supplier minimums, restocking. Revenue-based, same-day decisions for eligible applications.

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Landscaping & Lawn Care

Landscaping business loans and equipment financing for landscapers, lawn care, hardscaping, and irrigation contractors. Equipment, vehicles, seasonal working capital. Revenue-based, same-day decisions for eligible applications.

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Laundromats & Coin Laundry

Laundromat financing and loans for coin laundries, card-system laundromats, and multi-location operators. Equipment replacement, acquisition, modernization, card-system conversion. Revenue-based, same-day decisions for eligible applications.

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Liquor Stores & Package Stores

Liquor store financing and business loans for package stores, wine and spirits shops, and beverage retailers. Inventory, seasonal stock-ups, renovation, acquisition. Revenue-based, same-day decisions for eligible applications.

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Manufacturing

Manufacturing business loans and equipment financing for small and mid-sized manufacturers. Production equipment, raw materials, working capital, expansion. Revenue-based, same-day decisions for eligible applications.

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Med Spas & Aesthetic Practices

Med spa financing and aesthetic practice loans for medical spas, aesthetic practices, and laser clinics. Devices, treatment rooms, injectables inventory, expansion. Revenue-based, same-day decisions for eligible applications.

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Nursing Homes & Senior Care Facilities

Nursing home loans and senior care financing for skilled nursing, assisted living, memory care, and senior care operators. Bridge Medicare and Medicaid reimbursement, facility upgrades, expansion. Revenue-based, same-day decisions for eligible applications.

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Restaurants & Food Service

Restaurant business loans and funding for restaurants, bars, cafes, and food service operators. Equipment, renovation, working capital through slow seasons, new locations. Revenue-based, same-day decisions for eligible applications.

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Retail

Retail business loans and retail capital for stores, boutiques, and small chains. Inventory, seasonal buys, store build-out, expansion, working capital. Revenue-based, same-day decisions for eligible applications.

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Salons & Beauty Businesses

Salon business loans and financing for hair salons, nail salons, barbershops, spas, and beauty businesses. Build-out, equipment, expansion, working capital. Revenue-based, same-day decisions for eligible applications.

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Staffing & Recruiting Agencies

Staffing agency funding and payroll financing for staffing companies waiting on client payments. Bridge the gap between paying workers weekly and collecting invoices 30-60 days later. Revenue-based, same-day decisions for eligible applications.

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Trucking & Transportation

Trucking business loans and funding for owner-operators, small fleets, and trucking companies with $50K+ monthly revenue. Semi-truck down payments and repairs, fuel, payroll, fleet expansion, and working capital between broker payments. Revenue-based, same-day decisions for eligible applications.

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Featured: City + Industry Funding Pages

Targeted funding resources for specific industries in Ohio's top markets.

We have dedicated funding pages for 87 city + industry combinations across Ohio. Browse all locations or browse by industry.

Ohio MCA Funding: Common Questions

All funding is subject to underwriting review. Information below is general guidance.

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