Y Millennial Funding is a direct merchant cash advance funder. All funding subject to underwriting approval based on business revenue, bank statements, time in business, and other qualifying factors. Same-day decisions and 24-hour funding apply to qualifying applications submitted with complete documentation; actual approval and funding times may vary. Funding amounts up to $5,000,000 reflect maximum capacity; actual approved amounts vary by applicant and are determined per application. A merchant cash advance is the purchase of future receivables, not a loan, and is not subject to interest rate disclosure laws governing loans. Stacking on existing positions (2nd through 5th) is subject to additional underwriting and not available in all cases. Past performance and example scenarios on this site are illustrative and do not guarantee future approval, terms, or outcomes. See full disclosures for complete terms.