Complex Deals Are Our Expertise

Our MCA Stacking Specialization

While other lenders shy away from stacked deals, we specialize in them. Our underwriters understand the nuances of multi-position arrangements and can structure deals that work for your cash flow. We're not brokers - as a direct funder, we make decisions quickly.

Get Stacking Quote Talk to a Specialist

Merchant cash advances are not loans. Stacking on existing positions (2nd through 5th) is subject to additional underwriting and not available in all cases. Not all applicants qualify.

Get Your Stacking Quote

Tell us about your current position.

Submitting an application does not guarantee approval. All funding is subject to underwriting. We will contact you to discuss eligibility and next steps.

Why Choose Us for MCA Stacking?

Direct Capital

We fund directly from our own capital - faster decisions, better factor rates, no broker involved.

2nd-5th Position Expertise

Underwriters who understand complex multi-position deal structures when others say no.

24-Hour Funding

Same-day approvals with funding in 24 hours for qualified deals. Speed matters in business.

Large Deal Appetite

$500K to $5M funding capacity. We handle deals others consider too large or complex.

Understanding MCA Positions

Each position represents a layer of funding. We can help you at any stage.

1

1st Position

First-time business advances with the best rates and highest funding amounts.

Up to $5M funding

2

2nd-3rd Position

Our sweet spot. Fast approvals with competitive terms for businesses with 1-2 existing positions.

Competitive terms

3

4th-5th Position

Where others say no, we say yes. Specialized underwriting for complex stacking scenarios.

Case-by-case basis

4

Large Deals

$500K-$5M deals. We have the capital and expertise for significant funding requirements.

24-month terms available

How Stacking Works

1

Share Your Current MCAs

Tell us about your existing advances and current payment schedule.

2

Cash Flow Analysis

We analyze your revenue to determine how much additional funding you can handle.

3

Get Multiple Offers

We shop your deal to funders who specialize in your position.

4

Stack & Grow

Receive additional capital while continuing your current payments.

Stacking Requirements

  • Current MCA in good standing
  • 3+ months payment history
  • Sufficient monthly revenue
  • Business bank statements
  • No recent NSFs or defaults

Tools & Resources

Calculator

MCA Stacking Position Calculator

Analyze your cash flow capacity and get personalized stacking recommendations with advance ranges and daily impact projections.

Tool

MCA Eligibility Checker

Qualify for stacking in 5 minutes with our free pre-qualification assessment. No credit pull required.

Frequently Asked Questions

Ready to Discuss Your Deal?

Speak directly with a senior underwriter who specializes in merchant cash advance stacking arrangements.

Get Stacking Quote