MCA Calculator
Estimate your total remittance, daily payments, and term length for a merchant cash advance. Adjust the sliders to see how different terms affect your funding.
Funding Parameters
Estimated Results
$325,000
Cost of capital: $75,000
$500
Based on 15% of daily revenue
21.7 months
Approximately 650 business days
Estimates only. Actual factor rates, holdback percentages, and terms vary by underwriting. This calculator is for illustrative purposes and does not constitute an offer of funding. Contact us for a personalized quote based on your business qualifications.
Understanding MCA Terms
Advance Amount
The upfront lump sum you receive. Based on your monthly revenue and business performance.
Factor Rate
Multiplier that determines total remittance. A 1.30 factor rate on $100K = $130K total.
Holdback %
Percentage of daily/weekly revenue remitted until the total amount is collected.
Term Length
Estimated time to remit the full amount. Varies with your actual revenue performance.