Long Island, New York
About Y Millennial Funding
Y Millennial Funding is a family business based on Long Island, New York. We work with small and mid-sized businesses across the country, providing revenue-based business funding directly — not as a broker passing applications along, but as the funder you actually talk to.
Who we are
We are a small, family-run team. That shapes how we operate in ways we think matter. We are not a call center, and we do not run on quotas that pressure business owners into funding they do not need.
We answer the phone, we have real conversations, and we say no to deals that do not fit — including when the honest answer is that another type of funding would serve the business better than ours.
What we believe about funding
Merchant cash advance and revenue-based funding are legitimate tools when they fit the situation, and they are the wrong tool when they do not. We try to be straightforward about both.
The funding industry has a mixed reputation, some of it earned. Our response is the only one we know how to give: be honest, write things down clearly, do not bury costs, and try to do right by the business owners we work with.
The companies that have worked with us know us as people who pick up the phone, give straight answers, and treat their business like it matters — because to them, it does.
How we operate
Family business
We are a small, family-run team — not a call center. We answer the phone, have real conversations, and do not run on quotas that pressure business owners into funding they do not need.
Honest about fit
We say no to deals that do not fit, including when another type of funding would serve the business better. We will tell you that too.
Straightforward terms
We do not bury costs. We write things down clearly. The companies that have worked with us know us as people who pick up the phone and give straight answers.
Long Island, NY
Headquartered on Long Island, New York. Being a New York family business shapes the way we operate — but we work with businesses across the United States.
Who we work with
We work with established businesses across many industries. Most of the businesses we fund have been operating for at least six months and have revenue patterns we can reasonably evaluate.
We work with business owners who have been declined elsewhere because of credit issues or because they do not fit a bank box, and we evaluate the business based on how it actually performs.
Industries we fund
Where we are
Y Millennial Funding is headquartered on Long Island, New York. We work with businesses across the United States — funding is delivered electronically, so geography does not limit who we can work with — but Long Island is home, and being a New York family business shapes the way we operate.
Get in touch
If you would like to talk through your situation honestly, reach out. We would rather have a real conversation about whether our funding fits than push something that does not. Not all applicants qualify, and approval depends on revenue patterns, time in business, and other factors.