Business Funding & Small Business Loan Alternatives in Colorado

Colorado pairs a fast-growing Denver technology and professional-services economy with a major construction and real estate sector along the Front Range, a large outdoor recreation and tourism industry in the mountains, a maturing cannabis market, aerospace and defense around Colorado Springs, and a nationally known craft brewing and food scene. Steady in-migration keeps construction, trades, hospitality, and services capital-hungry year-round.

Colorado businesses get declined by banks because growth, seasonality, and non-traditional industries all unsettle a conservative committee — a fast-scaling contractor, a seasonal mountain-tourism operator, or a cannabis-adjacent business rarely fits the collateral-and-financials test. Revenue-based funding reads the deposits instead, so a Colorado business the bank passed on can still be funded on its actual revenue.

Colorado is a fast-growing market, but bank lending here remains collateral-led and slow, and some industries are underserved by banks entirely. Revenue-based funding fills the gap statewide, in US dollars, with security through standard UCC filings rather than hard collateral. Approval depends on revenue patterns, time in business, deposit consistency, and other underwriting factors, and is never guaranteed.

The Colorado industries that most use revenue-based funding are construction and the specialty trades, restaurants and breweries, hotels and hospitality, healthcare and dental practices, retail, and cannabis. Outdoor recreation and tourism operators in the mountain towns also use it to bridge between peak seasons.

We fund businesses across Colorado — Denver, Colorado Springs, and Aurora — plus the mountain towns and mid-size markets between them. Each metro has its own local funding page with detail on its economy.