Business Funding in Fort Collins, CO

Fort Collins runs on Colorado State University, a cluster of technology and manufacturing employers, and one of the best-known beer scenes in the country. CSU and its 30,000-plus students are the largest employer and the biggest customer base in town. Hewlett Packard Enterprise, Broadcom and Woodward keep engineering and manufacturing payrolls on Harmony Road, Otter Products designs phone cases downtown, and Anheuser-Busch runs one of its largest breweries on the north side while New Belgium, Odell and dozens of smaller breweries fill Old Town. The small-business economy follows that mix: restaurants and bars in Old Town and along College Avenue, bike shops and outdoor retailers, contractors building homes and apartments for a growing county, craft breweries and food producers, medical and dental practices near UCHealth Poudre Valley Hospital, and the engineering and software consultants that spin off the university and the tech campuses. The calendar is the catch. Old Town does a big share of its year while students are in town and goes quiet in summer and over winter break. Builders stop pouring in January. Breweries buy cans, hops and tanks months before the beer sells. And a consultant billing a corporate client waits 45 days while payroll runs every two weeks. Y Millennial Funding is a direct funder of merchant cash advances for Fort Collins businesses doing $50,000 or more a month, approved on deposits rather than credit score, with same-day decisions for eligible applications and funding commonly within 24 to 72 hours. A merchant cash advance is a purchase of future receivables, not a loan. Not all applicants qualify.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.