MCA Tools & Calculators
Four free tools to help you understand merchant cash advance costs, compare offers, check eligibility, and evaluate stacking risk — no signup required.
MCA Cost Calculator
Convert any factor rate into total dollar cost, per-payment amount, and estimated APR. The fastest way to see what an advance actually costs.
MCA Payment Calculator
Estimate daily or weekly remittance amounts and term length based on your advance amount, factor rate, holdback percentage, and monthly revenue.
MCA Stacking Calculator
Analyze the combined cost and daily cash drain of multiple stacked MCA positions. Understand total exposure before taking on another advance.
MCA Eligibility Checker
Answer a few quick questions about your business and get an instant read on whether you are likely to qualify for a merchant cash advance.
All tools are for educational purposes only. Results are estimates and do not constitute an offer of funding.