Funding for Businesses That Bill Insurance or Medicaid

Medical practices, home health and home care agencies, physical therapy and ABA clinics, dental practices, behavioral health and addiction treatment centers, labs, durable medical equipment providers, and ambulance or EMS services — any business paid by a third-party payer rather than the customer at the point of service.

Cover payroll through the reimbursement lag. Approved on receivables, not credit. Fast decisions. No real estate collateral required. Funding that scales with your billing volume.

Covering payroll and staffing, rent and supplies, bridging the gap on pending claims, expanding capacity, and adding locations.

Generally $25,000 or more in monthly revenue billed to insurance or Medicaid, and an active business bank account. Approval weighs your revenue and receivables, not your credit score. Not all applicants qualify.

A fixed daily or weekly remittance, or a share of revenue, sized to your reimbursement cycle so payments track your cash flow.

Banks are slow to fund against pending claims that must be submitted, adjudicated, and sometimes denied and resubmitted, and providers hold little hard collateral, so growing practices run short despite strong billing.