Business Funding/Accounting & Bookkeeping Firms

Funding for Accounting & Bookkeeping Firms

Accounting and bookkeeping firms earn most of their revenue in tax season while staffing and software run all year. Y Millennial Funding is a direct funder of revenue-based funding from $25,000 for accounting practices, approved on your annual deposits rather than steady monthly income or credit score. A merchant cash advance is a small business loan alternative, not a loan. Not all applicants qualify.

Get Pre-Qualified

Takes under a minute. No credit pull.

Same-day decisions · Approved on revenue, not credit · No credit pull to check eligibility · Not all applicants qualify.

Industry Snapshot

Business Size

Solo CPAs, bookkeeping practices, and multi-staff accounting firms.

Revenue Range

$200K to $5M annually

Avg. Deal Size

$25K to $250K

Why Traditional Lenders Struggle with Accounting & Bookkeeping Firms

Revenue concentrated in a few months looks risky to a bank even when a firm is highly profitable annually, and accounting practices hold little collateral, so they get declined.

Why Revenue-Based Funding Works for Accounting & Bookkeeping Firms

Revenue-based funding weighs annual deposits rather than steady monthly income, so a profitable seasonal firm can access capital to carry the off-season or fund growth.

See if your accounting & bookkeeping firms business pre-qualifies

Checking your options takes under a minute and won't affect your credit. Approved on revenue, not credit score.

Prefer to talk? Call (855) 774-6461

Same-day decisions · Approved on revenue, not credit · No credit pull to check eligibility · Not all applicants qualify.

Common Uses of Funding

Seasonal staffing, software and technology, marketing, office costs, and funding growth or an acquisition of a client book.

Common Challenges

Revenue concentrates heavily in tax season while staffing, software, and office costs run all year, creating an off-season cash gap.

How Repayment Works

A fixed daily or weekly remittance, or a share of revenue, sized to the seasonal cash flow.

Seasonal Considerations

Tax season from January through April drives most revenue, with a slower off-season.

Regulatory Environment

State licensing and professional standards apply. This is general information, not legal advice.

Industry Terminology

tax season, billables, client book, retainer, write-up, practice

Nationwide Accounting & Bookkeeping Firms Funding

Y Millennial Funding works with accounting & bookkeeping firms businesses across the United States. Because our funding is revenue-based and delivered electronically via ACH, we are able to work with businesses nationwide — not just in a single region. Wherever your business operates, we can underwrite based on your revenue history and get you funded quickly.

Frequently Asked Questions

Common questions about accounting & bookkeeping firms business funding.

Related Industries

Helpful Tools

Free resources to help you understand and plan your merchant cash advance.

Related Resources