Business Funding Solutions

We offer a range of funding products designed to meet your business needs. From merchant cash advances to equipment financing, we have the right solution for you.

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Merchant Cash Advance

A merchant cash advance from a direct funder: a lump sum for a share of your future receivables. Same-day decisions for eligible applicants.

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Same-Day Business Funding

Same-day business funding from a direct funder. Decisions in hours, funding typically within 24 hours of signed documents for eligible applicants.

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Revenue-Based Financing

Working capital repaid as a share of your sales, so payments move with revenue. Approval based on deposits, not credit score. Not all applicants qualify.

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Business Line of Credit

Revolving business credit you draw on as needed, paying only for what you use. How it works, who it fits, and what it takes to qualify.

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Equipment Financing

Financing to buy, upgrade or repair the equipment your business runs on. Revenue-based approval, same-day decisions for eligible applicants.

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MCA Stacking

Need a 2nd position MCA on top of your current advance? Direct funder, $50K+ monthly revenue, underwritten on deposits vs. existing debits.

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MCA Debt Relief

MCA debt relief has three paths: settlement, legal defense, or refinancing through a funder. We're a direct funder and only do the third.

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Merchant Cash Advance Consolidation

Combine several merchant cash advances into one payment sized to your cash flow. Direct funder; approval depends on underwriting and revenue.

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Insurance & Medicaid Receivables Funding

Waiting 30 to 90+ days on insurance or Medicaid? Bridge the reimbursement gap and cover payroll. Direct funder, $50K+/mo. Not all applicants qualify.

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Hard Money Loans

Hard money loans for fix & flip, rentals, bridge and new construction. Approval based on the property and the deal. Programs vary by state.

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Fix & Flip Loans

Purchase plus rehab in one close, leverage based on after-repair value, draws as work completes, 6-18 month terms. First-time flippers considered.

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DSCR Rental Loans

DSCR loans qualify on the property's cash flow: no tax returns, W-2s or DTI. 30-year terms for long- and short-term rentals, LLC borrowers standard.

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Bridge Loans

Close on the next property before the last one sells, or buy now and refinance later. 6-24 month interest-only terms. Programs vary by state.

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New Construction Loans

Ground-up financing for investors and small builders: land plus vertical costs, draw-based funding, 12-24 month terms. Spec, infill, build-to-rent.

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Commercial Hard Money Loans

Commercial hard money for multifamily, mixed-use, retail, office and industrial value-add deals. Asset-based approval; programs vary by state.

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MCA Reverse Consolidation

Reverse consolidation replaces multiple MCA debits with one smaller daily payment, without paying off your existing positions. Direct funder.

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MCA Restructuring

MCA debt restructuring replaces payments you can't sustain with a structure sized to your cash flow. Direct funder; approval depends on underwriting.

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3rd Position MCA

Carrying two MCA positions and need a third? Direct funder for 3rd position advances, $50K+ monthly revenue. Same-day decisions for eligible applicants.

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4th & 5th Position MCA

Need a 4th or 5th MCA position? Most funders won't review the file; we do. Direct funder, $50K+ monthly revenue, routing to new capital or restructuring.

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Non-Dilutive Funding

Raise capital without selling equity or board seats. Revenue-based structures for software, AI, healthcare tech and service companies doing $25K+ a month.

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Business Term Loans

Business term loans from $50K to $1M+ with 2-10 year terms, secured or unsecured. Decisions in as little as 24 hours for eligible applicants.

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Credit Card Stacking

We help businesses doing $200K+/month open 0% intro-APR business credit cards in sequence for combined high limits. Decisions in as little as 24 hours.

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