Funding for Real Estate Agents & Brokerages
Real estate agents and brokerages earn in lumps at closing while marketing, splits, and office costs run every month. Y Millennial Funding is a direct funder of revenue-based funding from $25,000 for real estate professionals, approved on your commission deposits rather than a salary or credit score. A merchant cash advance is a small business loan alternative, not a loan. Not all applicants qualify.
Get Pre-Qualified
Takes under a minute. No credit pull.
Industry Snapshot
Solo agents, teams, and multi-agent brokerages.
$300K to $5M annually
$25K to $250K
Why Traditional Lenders Struggle with Real Estate Agents & Brokerages
Commission income is lumpy and often 1099-based, so banks see irregular deposits and little collateral and decline otherwise-productive agents and brokerages.
Why Revenue-Based Funding Works for Real Estate Agents & Brokerages
Revenue-based funding weighs the deposits flowing through the brokerage rather than a steady salary or collateral, so a producing agent or brokerage can access capital between closings.
See if your real estate agents & brokerages business pre-qualifies
Checking your options takes under a minute and won't affect your credit. Approved on revenue, not credit score.
Prefer to talk? Call (855) 774-6461Common Uses of Funding
Marketing and lead generation, agent recruiting and splits, office and technology, bridging between closings, and expansion.
Common Challenges
Commission income arrives in lumps at closing while marketing, agent splits, and office costs run every month, so a slow season or a stalled pipeline creates a real cash gap.
How Repayment Works
A fixed daily or weekly remittance, or a small share of revenue, sized to commission flow.
Seasonal Considerations
Spring and summer are peak closing seasons in most markets, with a slower winter.
Regulatory Environment
State real estate licensing and brokerage trust-account rules apply. This is general information, not legal advice.
Industry Terminology
commissions, splits, closings, pipeline, listings, brokerage, draws
Nationwide Real Estate Agents & Brokerages Funding
Y Millennial Funding works with real estate agents & brokerages businesses across the United States. Because our funding is revenue-based and delivered electronically via ACH, we are able to work with businesses nationwide — not just in a single region. Wherever your business operates, we can underwrite based on your revenue history and get you funded quickly.
Frequently Asked Questions
Common questions about real estate agents & brokerages business funding.
Related Industries
Helpful Tools
Free resources to help you understand and plan your merchant cash advance.
Related Resources
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