Funding for Warehousing, 3PL & Logistics Companies
Warehousing and 3PL funding is working capital for warehousing, fulfillment, and third-party logistics providers, repaid from a share of future revenue rather than on a fixed bank loan schedule. It fits the model because space, labor, racking, and equipment are committed ahead of volume while clients are billed monthly on net terms, so onboarding a large account consumes cash well before it produces margin. Approval is based on monthly deposits, typically $50,000 or more, rather than on credit score or collateral. Common uses are onboarding a new client, racking, forklifts, and warehouse management technology, seasonal labor for peak fulfillment, taking additional space, and covering payroll between client payments. Not all applicants qualify.
Warehousing and 3PL companies carry labor, space, and equipment costs while billing clients on net-30 to net-60 terms. Y Millennial Funding is a direct funder of revenue-based funding from $50,000 for logistics operators, approved on your revenue and receivables rather than collateral or credit score. A merchant cash advance is a small business loan alternative, not a loan. Not all applicants qualify.
Get Pre-Qualified
Takes under a minute. No credit pull.
- Can I qualify with bad credit? We underwrite primarily on your business revenue and bank-deposit history, not your personal credit score, so businesses with past credit issues can still qualify. Not all applicants qualify.
- How fast can I get funded? Eligible applicants typically receive a same-day decision, with funding commonly available within 24 to 72 hours after approval and document verification. Not all applicants qualify.
- What does it cost? Pricing is expressed as a factor rate applied to the amount funded rather than an APR. Your exact cost depends on revenue, time in business, and position. Request a quote for your specific terms.
Industry Snapshot
Independent warehouses, fulfillment operators, and third-party logistics (3PL) providers.
$50K-$1.7M monthly revenue typical for our applicants
$50K to $500K
Why Traditional Lenders Struggle with Warehousing, 3PL & Logistics
3PLs and warehouses are asset-light on paper and bill clients on long net terms, so banks see a working-capital gap and little collateral and decline growing operators.
Why Revenue-Based Funding Works for Warehousing, 3PL & Logistics
Revenue-based funding is approved on the deposits and receivables flowing through the business rather than collateral, so a growing 3PL can fund the gap between doing the work and getting paid.
See if your warehousing, 3pl & logistics business pre-qualifies
Checking your options takes under a minute and won't affect your credit. Approved on revenue, not credit score.
Prefer to talk? Call (855) 774-6461Common Uses of Funding
Payroll, equipment and racking, additional space, technology, and covering the gap on net-terms client contracts.
Common Challenges
Warehouses and third-party logistics providers carry labor, space, and equipment costs and bill clients on net-30 to net-60, opening a working-capital gap that widens as they grow.
How Repayment Works
A fixed daily or weekly remittance, or a share of revenue, sized to receivables and cash flow.
Seasonal Considerations
Peak retail and holiday season drives volume swings that require hiring and space ahead of revenue.
Regulatory Environment
General business and safety regulations apply. This is general information, not legal advice.
Industry Terminology
3PL, fulfillment, racking, throughput, net-30, receivables, throughput
Nationwide Warehousing, 3PL & Logistics Funding
Y Millennial Funding works with warehousing, 3pl & logistics businesses across the United States. Because our funding is revenue-based and delivered electronically via ACH, we are able to work with businesses nationwide — not just in a single region. Wherever your business operates, we can underwrite based on your revenue history and get you funded quickly.
Local Markets We Serve
We fund Warehousing, 3PL & Logistics businesses nationwide — browse all locations.Frequently Asked Questions
Common questions about warehousing, 3pl & logistics business funding.
Related Industries
Helpful Tools
Free resources to help you understand and plan your merchant cash advance.
Eligibility Checker
5-minute pre-qualification assessment with no credit pull.
MCA Calculator
Estimate payments, factor-rate cost, APR, and term length.
Stacking Calculator
Analyze capacity for multiple MCA positions.
How MCA Works
Learn the mechanics and process.
MCA Disclosures
Important terms and information.
Related Resources
Ready to see your options?
Same-day decisions on eligible files