Business Funding for Restaurants in Des Moines, IA

Des Moines's dining scene has grown fast in the East Village, downtown, and the West Des Moines and Jordan Creek corridors, fueled by an affluent, white-collar population and a strong food culture. Restaurant revenue is daily and card-heavy. Y Millennial Funding provides revenue-based business funding to Des Moines restaurants doing $50,000 or more in monthly revenue. We are a direct funder, not a broker, and we approve on revenue and card-settlement strength rather than credit score alone, so an operator with steady sales can be evaluated regardless of credit history. We deliver same-day decisions for eligible applications and can fund within 24 hours of a signed agreement. Funding is a merchant cash advance, so remittance scales with daily sales rather than a fixed monthly payment during a slow stretch — a structure that fits food service especially well. Not all applicants qualify.