Business Funding for Des Moines, Iowa Businesses

Des Moines is Iowa's capital and a national insurance and financial-services center, with an affluent, white-collar economy and a deep healthcare and professional-services base. Y Millennial Funding provides revenue-based business funding to Des Moines businesses doing $25,000 or more in monthly revenue. We are a direct funder, and we approve on revenue and deposit strength rather than credit score alone, so an established business with steady collections can be evaluated regardless of personal credit history. We deliver same-day decisions for eligible applications and can fund within 24 hours of a signed agreement. Funding is structured as a merchant cash advance, so remittance scales with deposits rather than locking in a fixed monthly payment during a slow stretch. We also offer business lines of credit and equipment financing, both directly and through our referral network. Not all applicants qualify.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.