Aberdeen Merchant Cash Advance & Business Funding

Aberdeen is the manufacturing and commercial hub of northeastern South Dakota: a regional center built on manufacturing, agriculture and ag-processing, healthcare, and education, serving a wide swath of rural farmland. The producers and service businesses that anchor it earn steady revenue on the production and ag cycle — money that arrives well after the equipment, inputs, and payroll that created it — and the small regional banking market that discounts equipment as collateral rarely moves fast enough. Y Millennial Funding provides revenue-based business funding underwritten on your deposits rather than your assets: remittance as a percentage of revenue that flexes with the season, decisions in hours, and funding commonly within 24 to 72 hours for eligible applications. Six or more months in business and $25,000 or more in monthly revenue is the baseline.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.