Trucking & Logistics Funding in Toronto
Toronto sits at the centre of Canada's freight network — the 400-series highways, Pearson air cargo, and cross-border traffic to the U.S. — and carriers float fuel, fees, and driver pay for weeks while brokers and shippers settle. Y Millennial Funding gives Toronto trucking and logistics businesses revenue-based capital structured as a merchant cash advance — not a loan — underwritten on your bank deposits rather than collateral. If your business does $50,000 or more a month and has six-plus months of history, you can get a same-day decision and funding commonly within 24 to 72 hours. Not all applicants qualify.
Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.
Trucking & Transportation in Toronto
GTA carriers and owner-operators run on thin margins against 30-to-60-day broker and shipper terms, so a busy month can still leave the bank account dry when fuel and payroll come due first.
Local Market Insights
Long-haul and regional fleets, last-mile and courier operations, and warehousing and distribution firms across the GTA front fuel, maintenance, insurance, and driver pay before getting paid. Revenue-based funding advances against deposits already arriving.
Unique Challenges We Address
Banks rarely fund carriers fast enough or value a fleet of depreciating trucks as collateral, and freight-factoring only covers invoiced loads — not fuel, repairs, or growth.
Toronto Business Environment
Transportation Infrastructure
Business Districts
How Toronto Trucking & Transportation Businesses Use Our Funding
Cover fuel and driver payroll while waiting on broker settlements.
Repair or add trucks and trailers to take on more lanes.
Bridge insurance renewals and licensing costs at season start.
Use cases described are illustrative; eligibility and approved amounts are subject to underwriting.
Why Choose Y Millennial Funding?
Frequently Asked Questions
All funding is subject to underwriting. Information below is general guidance.
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