Construction Business Funding in Portland, ME
Portland's commercial and residential construction keeps contractors carrying materials, labor, and equipment for weeks before a progress payment clears. Y Millennial Funding gives Portland construction and trade businesses revenue-based capital structured as a merchant cash advance — not a loan — underwritten on your bank deposits rather than collateral. If your business does $50,000 or more a month and has six-plus months of history, you can get a same-day decision and funding commonly within 24 to 72 hours. Not all applicants qualify.
Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.
Construction & Contractors in Portland
Coastal growth and renovation keep Portland contractors busy, but progress billing, retainage, and slow GC payments leave firms short between payments.
Local Market Insights
Electricians, framers, HVAC, concrete, and finishing trades front labor and materials and wait 30 to 90 days. Revenue-based funding advances against deposits already arriving.
Unique Challenges We Address
Banks move too slowly for materials needed this week and weigh personal credit and real-estate collateral heavily.
Portland Business Environment
Transportation Infrastructure
Business Districts
How Portland Construction & Contractors Businesses Use Our Funding
Cover payroll while waiting on a progress payment or retainage release.
Buy materials and rent equipment to start a new job.
Bridge the gap between invoicing and getting paid.
Use cases described are illustrative; eligibility and approved amounts are subject to underwriting.
Why Choose Y Millennial Funding?
Frequently Asked Questions
All funding is subject to underwriting. Information below is general guidance.
Other Industries in Portland
Healthcare & Medical Practices in Portland, ME
Revenue-based funding for Portland, ME medical, dental and clinic practices doing $50K+/mo. A mercha...
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Revenue-based funding for Portland, ME restaurants and food-service businesses doing $50K+/mo. A mer...
Explore fundingRetail in Portland, ME
Revenue-based funding for Portland, ME retail and ecommerce businesses doing $50K+/mo. A merchant ca...
Explore fundingAuto Repair & Auto Body in Portland, ME
Revenue-based funding for Portland, ME auto repair and collision shops doing $50K+/mo. A merchant ca...
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Revenue-based funding for Portland, ME hotels and hospitality businesses doing $50K+/mo. A merchant ...
Explore fundingSalons & Beauty Businesses in Portland, ME
Revenue-based funding from $50,000 for salons, spas, and beauty businesses in Portland, Maine. Appro...
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Revenue-based funding from $50,000 for cleaning and janitorial companies in Portland, Maine. Approve...
Explore fundingGyms & Fitness Studios in Portland, ME
Revenue-based funding from $50,000 for gyms and fitness studios in Portland, Maine. Approved on reve...
Explore fundingLandscaping & Lawn Care in Portland, ME
Revenue-based funding from $50,000 for landscaping and lawn care companies in Portland, Maine. Appro...
Explore fundingDaycare & Childcare Centers in Portland, ME
Revenue-based funding from $50,000 for daycare and childcare centers in Portland, Maine. Approved on...
Explore fundingInvoice Factoring & Receivables Funding in Portland, ME
Turn unpaid invoices into same-week cash. Invoice factoring for Portland, Maine businesses with slow...
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Explore fundingRelated Funding Resources
Other Industries We Fund in Portland
- Healthcare & Medical Practices funding in Portland
- Restaurants & Food Service funding in Portland
- Retail funding in Portland
- Auto Repair & Auto Body funding in Portland
- Hotels & Hospitality funding in Portland
- Salons & Beauty Businesses funding in Portland
- Cleaning & Janitorial Services funding in Portland
- Gyms & Fitness Studios funding in Portland
- Landscaping & Lawn Care funding in Portland
- Daycare & Childcare Centers funding in Portland
- Invoice Factoring & Receivables Funding funding in Portland
Ready to Fund Your Construction & Contractors Business?
Apply today and get a decision in as little as 24 hours.
Apply NowHelpful Tools
Free resources to help you understand and plan your merchant cash advance.
Eligibility Checker
5-minute pre-qualification assessment with no credit pull.
MCA Calculator
Estimate payments, factor-rate cost, APR, and term length.
Stacking Calculator
Analyze capacity for multiple MCA positions.
How MCA Works
Learn the mechanics and process.
MCA Disclosures
Important terms and information.
Get Pre-Qualified
Same-Day Decisions