Business Funding in Fresno, CA

Fresno sits in the middle of the most productive farm county in the country. Fresno County growers produce more than $8 billion a year in crops and livestock: almonds, pistachios, grapes and raisins, citrus, tomatoes, dairy and poultry. The city is where that harvest gets packed, processed, stored, trucked and financed. Packing houses and cold storage line Highway 99, food processors like Foster Farms, Sun-Maid in nearby Kingsburg and the region's nut handlers run seasonal shifts, and Amazon, Ulta, Gap and other distributors run large fulfillment centers near the airport and in the southeast industrial area. Fresno is also a big healthcare and government town. Community Health System runs Community Regional Medical Center downtown, Kaiser and Saint Agnes serve the north side, and Fresno State, county government and the California High-Speed Rail project bring steady payrolls and contracts. Around them are the restaurants of the Tower District and River Park, auto and truck repair shops, contractors, staffing firms, and Fresno's large Hispanic, Hmong and Punjabi-owned small-business community. Cash flow here follows the harvest. Growers, packers and haulers spend all summer and fall and get paid weeks or months later. Farm labor contractors make weekly payroll at California's minimum wage while growers pay on 30 to 60 day terms. Truckers wait on processors. And winter is slow for almost everyone tied to agriculture. Y Millennial Funding is a direct funder of merchant cash advances for Fresno businesses doing $50,000 or more a month, approved on deposits rather than credit score, with same-day decisions for eligible applications and funding commonly within 24 to 72 hours. A merchant cash advance is a purchase of future receivables, not a loan. Not all applicants qualify.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.