Business Funding for Birmingham, Alabama Businesses

Birmingham is Alabama's largest metro and its healthcare and financial hub, anchored by UAB and a deep base of practices, professional-service firms, and consumer businesses. Y Millennial Funding provides revenue-based business funding to Birmingham businesses doing $50,000 or more in monthly revenue. We are a direct funder, not a broker, and we approve on revenue and deposit strength rather than credit score alone, so an established business with steady collections can be evaluated regardless of personal credit history. We deliver same-day decisions for eligible applications and can fund within 24 hours of a signed agreement. Funding is structured as a merchant cash advance, so remittance scales with deposits rather than locking in a fixed monthly payment during a slow stretch. We also offer business lines of credit and equipment financing, both directly and through our referral network. Not all applicants qualify.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.