Funding for Marketing & Creative Agencies
Marketing and creative agencies front payroll, contractors, and client ad spend while clients pay on net-30 to net-60 terms. Y Millennial Funding is a direct funder of revenue-based funding from $25,000 for agencies, approved on your revenue and receivables rather than collateral or credit score. A merchant cash advance is a small business loan alternative, not a loan. Not all applicants qualify.
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Takes under a minute. No credit pull.
Industry Snapshot
Freelance studios, boutique agencies, and full-service creative and digital agencies.
$250K to $10M annually
$25K to $300K
Why Traditional Lenders Struggle with Marketing & Creative Agencies
Agencies are asset-light with project-based revenue and often front client ad spend, so banks see irregular income and little collateral and decline them.
Why Revenue-Based Funding Works for Marketing & Creative Agencies
Revenue-based funding is approved on the deposits flowing through the agency rather than collateral, so a growing agency can front payroll and media spend while waiting on client payment.
See if your marketing & creative agencies business pre-qualifies
Checking your options takes under a minute and won't affect your credit. Approved on revenue, not credit score.
Prefer to talk? Call (855) 774-6461Common Uses of Funding
Payroll and contractors, fronting client ad spend, technology and tools, hiring ahead of new accounts, and expansion.
Common Challenges
Project and retainer revenue arrives on client terms of net-30 to net-60 while payroll, contractors, and ad spend are fronted up front.
How Repayment Works
A fixed daily or weekly remittance, or a share of revenue, sized to receivables and cash flow.
Seasonal Considerations
Client budgets and project cycles can create uneven month-to-month revenue.
Regulatory Environment
General business regulations apply. This is general information, not legal advice.
Industry Terminology
retainer, scope, net-30, media spend, billables, AOR, deliverables
Nationwide Marketing & Creative Agencies Funding
Y Millennial Funding works with marketing & creative agencies businesses across the United States. Because our funding is revenue-based and delivered electronically via ACH, we are able to work with businesses nationwide — not just in a single region. Wherever your business operates, we can underwrite based on your revenue history and get you funded quickly.
Frequently Asked Questions
Common questions about marketing & creative agencies business funding.
Related Industries
Helpful Tools
Free resources to help you understand and plan your merchant cash advance.
Related Resources
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