Construction Business Funding in Toronto

Toronto's construction sector runs on one of North America's busiest condo, commercial, and infrastructure pipelines — and contractors carry materials, labour, and equipment for weeks before a progress draw clears. Y Millennial Funding gives Toronto construction and trade businesses revenue-based capital structured as a merchant cash advance — not a loan — underwritten on your bank deposits rather than collateral. If your business does $50,000 or more a month and has six-plus months of history, you can get a same-day decision and funding commonly within 24 to 72 hours to make payroll, buy materials, or take on the next contract. Not all applicants qualify.

How Toronto Construction & Contractors Businesses Use Our Funding

Cover payroll while waiting on a progress draw or holdback release.

Buy materials and rent equipment to start a newly awarded contract.

Bridge the gap between invoicing a GC and getting paid 60–90 days later.

Construction & Contractors in the Toronto Market

Key Business Districts

Financial DistrictLiberty VillageQueen WestEtobicoke industrial corridorScarborough business parksNorth York

Major Transportation Routes

Highway 401Gardiner ExpresswayDon Valley ParkwayHighway 427QEW

Frequently Asked Questions

Common questions about construction & contractors funding in Toronto.

Other Construction & Contractors Locations

Other Industries in Toronto

Helpful Tools

Free resources to help you understand and plan your merchant cash advance.

Related Resources