Construction Business Funding in Toronto
Toronto's construction sector runs on one of North America's busiest condo, commercial, and infrastructure pipelines — and contractors carry materials, labour, and equipment for weeks before a progress draw clears. Y Millennial Funding gives Toronto construction and trade businesses revenue-based capital structured as a merchant cash advance — not a loan — underwritten on your bank deposits rather than collateral. If your business does $50,000 or more a month and has six-plus months of history, you can get a same-day decision and funding commonly within 24 to 72 hours to make payroll, buy materials, or take on the next contract. Not all applicants qualify.
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How Toronto Construction & Contractors Businesses Use Our Funding
Cover payroll while waiting on a progress draw or holdback release.
Buy materials and rent equipment to start a newly awarded contract.
Bridge the gap between invoicing a GC and getting paid 60–90 days later.
Construction & Contractors in the Toronto Market
Key Business Districts
Major Transportation Routes
Frequently Asked Questions
Common questions about construction & contractors funding in Toronto.
Other Construction & Contractors Locations
Other Industries in Toronto
Helpful Tools
Free resources to help you understand and plan your merchant cash advance.
Related Resources
Toronto Business Funding
Construction & Contractors Resources
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Same-Day Decisions