Construction Business Funding in New York City
New York City construction runs on a relentless commercial and residential pipeline, and contractors carry materials, labor, and equipment for weeks before a progress payment or retainage clears. Y Millennial Funding gives NYC construction and trade businesses revenue-based capital structured as a merchant cash advance — not a loan — underwritten on your bank deposits rather than collateral. If your business does $50,000 or more a month and has six-plus months of history, you can get a same-day decision and funding commonly within 24 to 72 hours. Not all applicants qualify.
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How New York City Construction & Contractors Businesses Use Our Funding
Cover payroll while waiting on a progress payment or retainage release.
Buy materials and rent equipment to start a new job.
Bridge the gap between invoicing a GC and getting paid.
Construction & Contractors in the New York City Market
Key Business Districts
Major Transportation Routes
Frequently Asked Questions
Common questions about construction & contractors funding in New York City.
Other Construction & Contractors Locations
Other Industries in New York City
Helpful Tools
Free resources to help you understand and plan your merchant cash advance.
Related Resources
New York City Business Funding
Construction & Contractors Resources
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Same-Day Decisions