Construction Factoring in Los Angeles, CA

Los Angeles is a deep construction market — commercial and mixed-use development, entertainment and studio buildouts, residential and multifamily, seismic retrofit, and infrastructure across the metro. Contractors and subcontractors invoice general contractors and developers on net-30 to net-90 terms, often with retainage, while payroll, materials, and equipment come due now. Construction factoring advances typically 80-90% against approved progress billings, so you get paid without waiting on the GC. Y Millennial Funding offers construction factoring for LA contractors and subs, plus revenue-based funding from $50,000 in monthly revenue, approved on receivables and revenue rather than credit. Factoring is the purchase of receivables, not a loan. Not all applicants qualify.