Construction Factoring in Houston, TX

Houston is one of the busiest construction markets in the country — energy and petrochemical projects along the Ship Channel, commercial and healthcare buildouts, hurricane recovery work, and constant residential growth across the metro. Contractors and subcontractors invoice general contractors and developers on net-30 to net-90 terms, often with retainage held until closeout, while payroll, materials, and equipment come due now. Construction factoring advances typically 80-90% against approved progress billings, so you get paid without waiting on the GC. Y Millennial Funding offers construction factoring for Houston contractors and subs, plus revenue-based funding from $25,000 in monthly revenue, approved on receivables and revenue rather than credit. Factoring is the purchase of receivables, not a loan. Not all applicants qualify.