Electrical Contractor Funding — Materials, Mobilization & Payroll Capital

Electrical contractor funding addresses the cash-flow gap built into the trade: materials like wire, panels, and fixtures must be bought before payment, commercial and new-construction work is paid on slow draw schedules and retainage, and copper-price volatility adds pressure. Mobilizing a new project — crews, materials, permits — all has to be covered before the first draw. Y Millennial Funding provides revenue-based capital structured as a merchant cash advance — not a loan — for residential and commercial electrical contractors, service electricians, and solar and EV-charger installers doing $25,000 or more in monthly revenue. We are a direct funder, not a broker, and we underwrite on your bank deposits and revenue patterns rather than credit score or hard collateral. Electricians use this capital to buy materials, cover payroll between jobs and draws, purchase equipment and trucks, mobilize new commercial projects, bridge draw and retainage receivables, and expand into solar and EV work. Because remittance is a percentage of revenue, it flexes with service and project volume, and approval is fast enough to fund a material order or mobilization on time. A merchant cash advance is the purchase of future receivables, not a loan. Not all applicants qualify, and approval depends on revenue patterns, deposit consistency, time in business, and other factors.