Funding for Accounting & Bookkeeping Firms
Accounting firm funding is working capital for accounting, bookkeeping, and tax practices, repaid from a share of future revenue rather than on a fixed bank loan schedule. It fits a business with an extreme revenue calendar: a large share of the year's fees are earned in a compressed tax season, while salaries, software, and rent run evenly across all twelve months. Approval is based on the firm's monthly deposits, typically $25,000 or more, rather than on credit score or collateral. Common uses are seasonal staffing ahead of filing season, software and workflow technology, acquiring a retiring practitioner's client book, and covering payroll through the summer trough. Not all applicants qualify. Accounting and bookkeeping firms earn most of their revenue in tax season while staffing and software run all year. Y Millennial Funding is a direct funder of revenue-based funding from $25,000 for accounting practices, approved on your annual deposits rather than steady monthly income or credit score. A merchant cash advance is a small business loan alternative, not a loan. Not all applicants qualify.
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Takes under a minute. No credit pull.
Industry Snapshot
Solo CPAs, bookkeeping practices, and multi-staff accounting firms.
$25K-$400K monthly revenue typical for our applicants
$25K to $250K
Why Traditional Lenders Struggle with Accounting & Bookkeeping Firms
Revenue concentrated in a few months looks risky to a bank even when a firm is highly profitable annually, and accounting practices hold little collateral, so they get declined.
Why Revenue-Based Funding Works for Accounting & Bookkeeping Firms
Revenue-based funding weighs annual deposits rather than steady monthly income, so a profitable seasonal firm can access capital to carry the off-season or fund growth.
See if your accounting & bookkeeping firms business pre-qualifies
Checking your options takes under a minute and won't affect your credit. Approved on revenue, not credit score.
Prefer to talk? Call (855) 774-6461Common Uses of Funding
Seasonal staffing, software and technology, marketing, office costs, and funding growth or an acquisition of a client book.
Common Challenges
Revenue concentrates heavily in tax season while staffing, software, and office costs run all year, creating an off-season cash gap.
How Repayment Works
A fixed daily or weekly remittance, or a share of revenue, sized to the seasonal cash flow.
Seasonal Considerations
Tax season from January through April drives most revenue, with a slower off-season.
Regulatory Environment
State licensing and professional standards apply. This is general information, not legal advice.
Industry Terminology
tax season, billables, client book, retainer, write-up, practice
Nationwide Accounting & Bookkeeping Firms Funding
Y Millennial Funding works with accounting & bookkeeping firms businesses across the United States. Because our funding is revenue-based and delivered electronically via ACH, we are able to work with businesses nationwide — not just in a single region. Wherever your business operates, we can underwrite based on your revenue history and get you funded quickly.
Frequently Asked Questions
Common questions about accounting & bookkeeping firms business funding.
Related Industries
Helpful Tools
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