Business Funding for Retail Businesses in Phoenix, AZ

Phoenix retail spans the Biltmore and Kierland centers, downtown and the suburbs, and a strong base of neighborhood and specialty shops serving a fast-growing metro with a heavy winter-visitor population. Retail revenue is card-heavy and seasonal, with both a fourth-quarter holiday peak and a winter-visitor bump. Y Millennial Funding provides revenue-based business funding to Phoenix retailers doing $50,000 or more in monthly revenue. We are a direct funder, not a broker, and we approve on revenue and card-settlement strength rather than credit score alone, so a shop with steady sales can be evaluated regardless of credit history. We deliver same-day decisions for eligible applications and can fund within 24 hours of a signed agreement. Funding is a merchant cash advance, so remittance scales with daily sales rather than a fixed monthly payment during the slow summer. Not all applicants qualify.