Y Millennial Funding is a direct merchant cash advance funder. All funding subject to underwriting approval based on business revenue, bank statements, time in business, and other qualifying factors. Same-day decisions and 24-hour funding apply to qualifying applications submitted with complete documentation; actual approval and funding times may vary. Funding amounts up to $5,000,000 reflect maximum capacity; actual approved amounts vary by applicant. A merchant cash advance is a purchase of future receivables, not a loan. Stacking on existing positions (2nd through 5th) is subject to additional underwriting and not available in all cases. Term loans, lines of credit, HELOCs, factoring, card programs and credit services are offered through partner programs and are subject to their own terms. Example scenarios are illustrative and do not guarantee approval, terms, or outcomes. See full disclosures.