Business Funding in Phoenix, AZ

Phoenix, the capital of Arizona, is the fifth-largest city in the country and one of the fastest-growing major metros, with a low-tax, pro-business economy spanning healthcare, semiconductors and advanced manufacturing, finance, logistics, and construction. Y Millennial Funding provides revenue-based business funding to Phoenix businesses doing $25,000 or more in monthly revenue. We are a direct funder, not a broker, and we approve on revenue and deposit strength rather than credit score alone, so a business with steady revenue can be evaluated regardless of credit history. We deliver same-day decisions for eligible applications and can fund within 24 hours of a signed agreement. Funding is structured as a merchant cash advance, so remittance scales with deposits rather than locking in a fixed monthly payment through the slow summer or a slow contract month. Not all applicants qualify.

Merchant cash advances are not loans. Funding amounts, terms, and timing vary based on business performance and underwriting. Not all applicants qualify.