Estimate total payback, cost, and remittance from a factor rate.
Estimates only, for general information. A merchant cash advance is the purchase of future receivables, not a loan; pricing is a factor rate, not an APR. Remittance assumes ~21 business days or ~4.3 weeks per month and a fixed schedule; actual amounts, factor rates, and terms vary by business performance and underwriting. Not all applicants qualify.