Debt service coverage ratio for a rental property.
Estimates only, for general information. DSCR = gross rent ÷ monthly debt (PITIA: principal, interest, taxes, insurance, association dues). Lender minimums vary — many rental programs look for about 1.20–1.25, some allow lower with adjustments. This is not an offer or a valuation. Loans are business-purpose on non-owner-occupied investment property; programs, rates, and availability vary by state and lender. Not all applicants qualify.